• Copies of: Sales contract

• Pay stubs for 30 day period

• Last two years: Signed Federal Income Tax Returns and W-2 or 1099 forms

• Last three months: Bank Statements, Retirement or IRA Statements

• Mutual Funds, 401K, or Stocks

• Homeowners Insurance Information

• Gift letter and copy of check

Explanation of:

• Source of down payment and closing costs

• Late, slow or no payments

If Self-Employed:

• Signed copies of last tow years' business tax returns

• Year-to-date profit & loss statement

• Personal financial statement